You can also go without, and hope for the best. With a range of options on the market, comparing cycle insurance can be more than a little confusing. For A bicycle insurance policy can include cover for: Theft : This can cover the cost of a replacement bike if yours is stolen. Otherwise thieves may be able to remove parts of your bike and lift the main frame away. "Cover may extend to bikes kept in the garden, but only if the cycle is locked to an immovable object, such as a railing or floor anchor," she explains. Be Wiser works with Aviva Insurance to find the right insurance policy for you. If the damage is covered by your insurance, we'll pay for alternative accommodation until your home is fit to live in. Insurance from Wiggle that’s built for the way you ride. Compare quotes to find cover for accidents or damage to your bike when you travel. If it is stolen and found again, it will be identified and possibly returned to you. Whilst away from the home they will be covered worldwide under your "Accidents and Thefts away from the home" cover. But you didn’t buy a bike just to keep it in the shed, did you? Our motorcycle insurance is designed specially for experienced riders (not available in British Columbia, Saskatchewan and Manitoba). Quidco uses cookies and similar technologies to enhance your experience, improve performance, provide advertising relevant to you and track sales to give you cashback. Aviva Agency gives you the protection you need, support when you want it and expediency all the way through. Aviva is the largest general insurance provider in the UK and offers an extensive range of financial products including car, motorbike, travel, home, life and pet insurance. Compare cycle insurance policies to find cover, whether you have a mountain or road bike and use it … As more Brits than ever take to two wheels, is your bike properly insured? With AvivaPlus your Pedal Cycles will be covered inside the home as part of your contents cover. Bicycle holidays might seem idyllic, but you need to make sure you have travel insurance to cover your cycling activities. 1 https://www.theguardian.com/business/2020/may/11/huge-demand-for-cycles-during-lockdown-set-to-rise-further, https://www.theguardian.com/lifeandstyle/2020/may/23/two-wheels-good-bike-sales-soar-as-uk-takes-to-cycling, 2 Independent survey commissioned by Aviva and carried out by Censuswide in June 2020. Ensure the lock is around the wheel, frame and anchor to which it's attached. For instance if you own an expensive bike, such as those used for races or competitions, specialist insurers are more likely to offer a … How does our bicycle insurance compare to other cycle insurance options on the market? "Its engine must have a maximum power output of 250 watts and should not be able to propel the bike when it's travelling more than 15.5mph," she explains. As a result, bicycle accidents have become a social issue. Whether you've owned your bike for years or bought a new one recently, it's important to have the right insurance. Research has shown that one in three household policies do not cover bikes away from the home. Cover if you injure someone or damage their vehicle or property in a motor accident. However, an expensive specialist insurance policy may not be needed. Find out more about looking after what’s yours. Cycle Insurance from Eversure with a MASSIVE 25% multi-bike discount. Visit our coronavirus help and support pages. This cover is included as standard on the Premium Tier and is an optional cover … The Aviva Group is made up of several businesses, including Aviva Insurance Services UK … Indeed, there was a recent case where a cyclist at fault in a bicycle accident had to pay more than 90 million yen in damages. "Many insurers offer a 'personal belongings' or 'personal possessions' add-on to home insurance which may cover bicycles while away from home," says Sarah. This cover is included as standard on the Premium Tier and is an optional cover on the Regular Tier. For the cover limits visit here. Perhaps it’s new-found exercise regimes or the desire to avoid public transport – whatever the reason, bikes have never been so desired or popular. Use a good quality lock such as a D-lock which is strong and difficult to cut through. Or, if you only need either Buildings or Contents insurance, you can choose these separately. Security-mark the frame using an ultraviolet marker. 2116. Bicycle/Personal Mobility Device Cover up to S$300 for any loss or accidental damage to your bicycle or personal mobility device. Under 'Contents cover' and then 'Personal belongings - covered in and away from the home' enter the value of your most expensive bike next to 'Cover for your cycle(s)'. 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